Disclaimer

Last Updated: January 31, 2026

1. General Information Disclaimer

The content and tools available on Jalwa World Hub are provided "as is" without any representations or warranties, express or implied. While we strive to provide accurate and up-to-date information, we cannot guarantee that all information presented is current, correct, or complete.

The website and its contents are subject to change without notice. We do not warrant that the website will be uninterrupted, error-free, or free from viruses or other harmful components.

2. Calculator and Tool Accuracy

Important Notice: Our calculator tools (EMI Calculator, GST Calculator, Percentage Calculator, and Age Calculator) are designed to provide helpful estimates and calculations for general informational purposes only.

2.1 Not a Substitute for Professional Advice

The results provided by our calculators should not be considered as professional financial, legal, tax, or any other type of professional advice. These tools are meant to provide quick estimates and should not be used as the sole basis for making important financial or business decisions.

2.2 Verify Important Calculations

We strongly recommend that you independently verify any important calculations or results obtained from our tools. For critical financial decisions, loan agreements, tax calculations, or legal matters, please consult with qualified professionals such as:

• Licensed financial advisors for financial planning
• Certified accountants for tax and GST calculations
• Banking professionals for loan and EMI calculations
• Legal professionals for legal interpretations

2.3 EMI Calculator Disclaimer

The EMI (Equated Monthly Installment) calculations provided by our tool are approximate estimates. Actual loan terms, interest rates, processing fees, insurance, and other charges may vary based on the lending institution and specific loan agreement. Always refer to your official loan documents and consult with your lender for exact figures.

2.4 GST Calculator Disclaimer

Our GST Calculator provides general calculations based on standard GST rates. Actual tax obligations may vary based on specific goods/services, applicable exemptions, state regulations, and current tax laws. For accurate tax calculations and compliance, please consult with a certified tax professional or chartered accountant.

3. Text Tools Disclaimer

Our text manipulation tools (Word Counter, Character Counter, Case Converter, Text to Slug, Remove Extra Spaces, Lorem Ipsum Generator) are provided for convenience and general use. While we strive for accuracy:

• Word and character counts may vary slightly from other tools depending on counting methodologies
• Always verify critical counts with your target platform's official requirements
• Text formatting and conversion results should be reviewed before final use
• Lorem Ipsum text is placeholder content only and should be replaced with actual content

4. No Professional Advice

The information and tools on Jalwa World Hub do not constitute professional advice of any kind including, but not limited to:

• Financial Advice: We do not provide financial planning, investment, or banking advice
• Legal Advice: We do not provide legal advice or legal interpretations
• Tax Advice: We do not provide tax advice or tax planning services
• Medical Advice: We do not provide medical, health, or diagnostic advice
• Technical Advice: We do not provide professional technical or IT consulting services

You should not rely on the information or tools on our website as an alternative to professional advice from qualified experts in relevant fields.

5. External Links Disclaimer

Our website may contain links to external websites or resources that are not provided or maintained by us. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

We are not responsible for the content, accuracy, legality, or any other aspect of external websites. If you follow links to external sites, you do so at your own risk.

6. Advertising Disclaimer

Jalwa World Hub uses third-party advertising services including Google AdSense to display advertisements. These advertisements are served by third-party companies and may use information about your visits to this and other websites to provide advertisements about goods and services of interest to you.

We do not endorse, recommend, or guarantee:

• Any products or services advertised on our website
• The accuracy of advertising content
• The quality, safety, or legality of advertised items
• The reliability of advertisers

Any transactions or interactions you have with advertisers are solely between you and the advertiser. We are not responsible for any loss or damage incurred as a result of such dealings.

7. Use at Your Own Risk

Your use of Jalwa World Hub and its tools is entirely at your own risk. Under no circumstances shall we be liable for any loss or damage, including but not limited to:

• Financial losses resulting from calculator inaccuracies
• Business decisions based on tool outputs
• Data loss or corruption
• Missed deadlines or opportunities
• Indirect, incidental, or consequential damages

8. No Warranty

We provide our website and tools without any warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or reliability
• Uninterrupted or error-free service

9. Limitation of Liability

To the fullest extent permitted by applicable law, Jalwa World Hub shall not be liable for any damages whatsoever, whether direct, indirect, special, incidental, consequential, or punitive, arising out of or relating to:

• Your access to or use of (or inability to use) the website
• Any inaccuracies in calculator results or tool outputs
• Any reliance on information or results provided by our tools
• Any errors, mistakes, or inaccuracies in content
• Personal injury or property damage resulting from website use
• Unauthorized access to our servers or user data
• Interruption or cessation of transmission to or from the website

10. Educational Purpose

The blog content, articles, and guides on Jalwa World Hub are provided for educational and informational purposes only. While we strive to provide accurate and helpful information:

• Information may become outdated over time
• Content reflects general knowledge and not specific situations
• Individual circumstances may require different approaches
• Always verify information from multiple authoritative sources

11. Errors and Omissions

While we make every effort to ensure accuracy, our website may contain typographical errors, inaccuracies, or omissions. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice.

12. Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website following the posting of changes constitutes your acceptance of such changes.

13. Jurisdiction-Specific Disclaimer

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for incidental or consequential damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.

14. Your Responsibility

By using Jalwa World Hub, you acknowledge and agree that:

• You are responsible for verifying any information before relying on it
• You will seek professional advice for important decisions
• You understand the limitations of automated tools and calculators
• You will not hold us liable for any losses or damages
• You use the website and tools at your own risk

15. Contact Us

If you have any questions about this Disclaimer, please contact us:

16. Acceptance of Disclaimer

By using Jalwa World Hub, you signify your acceptance of this Disclaimer. If you do not agree with this Disclaimer, please do not use our website or tools.