Terms & Conditions

Last Updated: January 31, 2026

1. Acceptance of Terms

By accessing and using Jalwa World Hub (the "Website"), you accept and agree to be bound by these Terms and Conditions and our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Website.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after changes are posted constitutes your acceptance of the modified Terms.

2. Description of Services

Jalwa World Hub provides free online tools and calculators including, but not limited to:

• Text manipulation tools (word counter, character counter, case converter, text to slug converter, remove extra spaces, lorem ipsum generator)
• Calculator tools (percentage calculator, age calculator, EMI calculator, GST calculator)
• Educational blog content and resources

All tools are provided free of charge and are accessible without registration or account creation.

3. User Eligibility

Our Website is intended for users of all ages. However, if you are under 13 years of age, you must have parental or guardian consent before using our Website. By using our Website, you represent and warrant that you meet this eligibility requirement.

4. License and Access

4.1 Limited License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Website and tools for your personal, non-commercial use. This license does not include:

• Any resale or commercial use of the Website or its contents
• Any collection and use of product listings, descriptions, or prices
• Any derivative use of the Website or its contents
• Any downloading or copying of account information for the benefit of another merchant
• Any use of data mining, robots, or similar data gathering and extraction tools

4.2 Restrictions

You agree not to:

• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Website without express written permission
• Use the Website for any illegal purpose or in violation of any laws
• Attempt to gain unauthorized access to any portion of the Website or any systems or networks
• Interfere with or disrupt the Website or servers or networks connected to the Website
• Use any automated means (bots, scrapers, etc.) to access the Website without our express permission
• Transmit any viruses, malware, or other malicious code
• Impersonate any person or entity or misrepresent your affiliation with any person or entity

5. Intellectual Property Rights

5.1 Our Content

All content on Jalwa World Hub, including text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, is the property of Jalwa World Hub or its content suppliers and is protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

5.2 Trademarks

"Jalwa World Hub" and our logos are trademarks or registered trademarks. You may not use these marks without our prior written permission. All other trademarks not owned by us that appear on this Website are the property of their respective owners.

5.3 Your Content

You retain all rights to any content you input into our tools (text, numbers, calculations). We do not claim ownership of your content. However, please note that our tools process your data locally in your browser, and we do not store or collect your input data.

6. Tool Usage and Accuracy

6.1 As-Is Basis

Our tools are provided on an "as-is" and "as-available" basis. We strive to ensure accuracy but do not guarantee that our tools will be error-free, uninterrupted, or free from harmful components.

6.2 No Warranties

We make no warranties or representations about the accuracy, reliability, completeness, or timeliness of the content or results produced by our tools. You use our tools at your own risk.

6.3 Calculator Results

While we make every effort to ensure our calculators (EMI, GST, percentage, age) provide accurate results, you should independently verify important calculations. We are not responsible for any decisions made based on results from our calculators.

7. User Conduct

You agree to use our Website and tools in a lawful and respectful manner. You will not:

• Use the Website for any fraudulent or unlawful purpose
• Violate any applicable local, state, national, or international law
• Infringe upon or violate our intellectual property rights or the intellectual property rights of others
• Harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• Submit false or misleading information
• Upload or transmit viruses or any other type of malicious code
• Spam, phish, pharm, pretext, spider, crawl, or scrape
• Interfere with or circumvent the security features of the Website

8. Third-Party Links and Services

Our Website may contain links to third-party websites, advertisers, or services that are not owned or controlled by Jalwa World Hub. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

We use Google AdSense to display advertisements. These ads are subject to Google's terms and privacy policies. We do not endorse or assume responsibility for any advertised products or services.

9. Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY LAW, JALWA WORLD HUB DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that:

• The Website will meet your requirements
• The Website will be uninterrupted, timely, secure, or error-free
• The results obtained from using the Website will be accurate or reliable
• Any errors in the Website will be corrected

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, JALWA WORLD HUB SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

In no event shall our total liability to you for all damages exceed the amount of one hundred dollars ($100) or the amount you have paid us in the past twelve months, whichever is greater.

11. Indemnification

You agree to indemnify, defend, and hold harmless Jalwa World Hub, its officers, directors, employees, agents, and third-party service providers from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with:

• Your access to or use of the Website
• Your violation of these Terms
• Your violation of any third-party rights, including intellectual property rights
• Any harmful or malicious conduct by you

12. Availability and Termination

12.1 Service Availability

We strive to maintain the Website's availability but do not guarantee uninterrupted access. We may suspend, withdraw, discontinue, or change all or any part of the Website without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time.

12.2 Termination

We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the Website will immediately cease.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Jalwa World Hub operates, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Website shall be resolved in the courts of that jurisdiction.

14. Dispute Resolution

If you have any concerns or disputes about the Website or these Terms, we encourage you to first contact us directly to seek resolution. We will make every effort to resolve disputes amicably.

15. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

16. Entire Agreement

These Terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and Jalwa World Hub regarding your use of the Website and supersede all prior agreements and understandings.

17. No Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver of any provision of these Terms will be effective only if in writing and signed by an authorized representative of Jalwa World Hub.

18. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

19. Acknowledgment

By using Jalwa World Hub, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.